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Hello.

My name is Joel Koziol.

NMLS #1539247

headshot photo of Joel Koziol wearing tan suit and blue dress shirt in front of a light cocoa backgroundI was born and raised in West Michigan and now live in the area with my wife, raising our two amazing children.

In 2003 I graduated from Saginaw Valley State University, where I earned a Bachelor degree in Business Administration.

I know how stressful buying a home can be, and because of this you can rest assured that I will keep in touch with you every step of the way, always keeping your best interests at the fore front.
Whether you are buying your first home, downsizing your current one, investing in a vacation home or broadening your real estate portfolio, I will be with you every step of the way.

I don’t just want to be your lender one time, I strive to be your lender for life!

Hear what some of my clients are saying on my Testimonials page. click here


Are you ready to have me on your side?

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I have some of the best professionals in the industry on my team. Fill out your information below, and let me help you get started.

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